At Riverhead Bay Subaru, it's our mission to help everyone in Long Island buy the car, truck or SUV that's right for them. Whether you want to buy a new Subaru model or a used vehicle and you have less-than-perfect credit, we're here to help every step of the way. If you have poor credit or no credit, you still have options that can allow you to purchase the vehicle of your dreams. From boosting your credit score to comparing options from lenders to choose the one that's best for you, we're here to ensure that you can enjoy the best deal possible when purchasing your next vehicle.
Improve Your Credit Score by Paying Down Debt
If you want to improve your credit score before you purchase your next vehicle, the best way to do so Is by paying down your debt on time each month. Paying off credit cards is especially helpful so that you don't have a high amount of debt-to-income ration.
Compare Options from Multiple Lenders
We work closely with banks and lenders in the Long Island area to provide you with the widest array of financing options possible. We suggest looking at each of these options and choosing the best rate possible. If you already have a credit union or bank that you work with, you should start by checking their rates because they already have a relationship with you.
Choose the Loan with the Shortest Term
If your credit is less-than-perfect, your interest rates might be high, which is why it's best to choose the plan with the shortest term so that you don't have to incur those interest rates for longer.
Consider a Co-Signer
If you're having trouble getting a good financing option, you can include a co-signer to make things go smoother and provide the lender with more confidence about giving you a loan.
Contact Us with Any Questions
We want to help you buy a new Subaru model or used vehicle. That's why we encourage you to contact us with any questions or visit the experts in our finance center today.
